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Is Rental Car Insurance Worth It?

In addition to your own auto insurance, some credit card issuers are also cutting back on rental car insurance coverage. Personal car insurance usually covers damage and liability in the event of an accident while renting a vehicle. Recently, Citibank cut coverage from a hundred thousand dollars to fifty thousand. If your credit card covers rental car insurance, it may be worth considering renting a car from a rental agency. Then again, it’s always a good idea to check the fine print to make sure that you’re covered.

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Comprehensive coverage is essential for protecting your rental car. It applies to damage that occurs when the vehicle is not being driven. This type of coverage provides the same level of protection as your own car, but comes with a deductible. Though comprehensive coverage is recommended, it is often unnecessary. Some rental car companies have started charging for the loss of use or diminished value of the car in the event of a collision. Most basic collision policies don’t cover damage and loss of use, so it’s important to have rental car insurance if you’re renting a car.

Renting a car is expensive. It can be up to $19 per day. In addition, many rental car companies require that you carry collision and comprehensive insurance, which will cover the damage of a rental car. This can save you thousands of dollars in the event of a car accident. But what if your personal car insurance doesn’t cover rental cars? Fortunately, there are ways to get no-fault coverage through your auto insurance.

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