While there is no such thing as unlimited coverage on car insurance policies, there are some ways to obtain a full set of coverage. Full coverage insurance policies are designed to provide you with the coverage you need to protect yourself and your passengers in the event of an accident. You can also ask your agent for more options and customize your coverage to ensure you have the proper level of protection. Read on to learn how to get the coverage you need for your car and your budget.
Full coverage auto insurance is a package of different types of insurance. It usually consists of the minimum liability coverage required by state law and collision and comprehensive insurance. However, this can vary from carrier to carrier. Full coverage auto insurance typically covers only personal driving and does not include commercial use. If you own a business or own a car that you don’t use as a primary means of transportation, you’ll likely want to purchase additional insurance to cover this.
Some policies may ask you to choose a deductible. A deductible is a fixed dollar amount you must pay out of pocket before your insurance company pays out. Generally, a higher deductible will reduce the overall cost of your policy. However, it will also make you responsible for a higher out-of-pocket expense if you need to make a claim. If you want to get unlimited coverage, it’s wise to choose a deductible that suits your needs.